TrustwiseBy cocreateidea

Audit tool

What's broken in your current estate plan?

Twelve yes/no questions covering the most common failure modes. Get a graded report with prioritized fixes — and run it again any time after a life event.

0 / 12 answered

Answer each question with your honest current state.

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1. Foundation

Do you have a current, signed will?

2. Foundation

Was your will signed in the last 5 years?

3. Family

Do you have minor children?

4. Family

Have you nominated a guardian (and an alternate) for your minor children?

5. Incapacity

Do you have a signed advance healthcare directive?

6. Incapacity

Do you have a durable financial power of attorney?

7. Beneficiary forms

Have you reviewed beneficiary forms on retirement accounts and life insurance in the last 2 years?

8. Digital

Have you given someone a way to access your digital accounts if you die?

9. Real estate

Do you own real estate in more than one state?

10. Real estate

If you own real estate in multiple states, have you considered a trust to avoid ancillary probate?

11. Survivors

Does someone you trust know where your estate documents are?

12. Life events

Has there been a major life event in the last 3 years that you haven't reflected in your plan?

What we look for

The 12 most common gaps.

Missing or outdated will

The foundation. Without it, intestacy decides for you.

Beneficiary forms vs the will

The most expensive mismatch in personal finance.

Healthcare directive missing

What hospitals look for first when you can't speak.

Durable POA missing

Without it, financial incapacity triggers a court process.

Guardian for minor children

The single highest-stakes decision for parents.

Trust where probate is unavoidable

Multi-state real estate or large estate without one is a flag.

Digital-asset access

A locked password manager is a locked estate.

Survivors don't know where the documents are

Most thoroughly drafted plans nobody can find.

Life event since last update

Marriage, birth, death, divorce, move — each demands a refresh.

Plan more than 5 years old

Tax law changes, statutory forms change, life changes.

No alternate executor or guardian

First choice may not be available when needed.

Estate-tax exposure unaddressed

Even if rare, ignoring it can be costly.

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Plan health check — Trustwise